Ramesh Ramanathan The Founder and Chairman of Janalakshmi, Ramesh Ramanathan has a proven track record in addressing many of the issues faced by urban India. Ramesh has to his credit strong international banking experience, creating innovative institutional products, working with cutting edge technology and risk management systems. He possesses an Honors degree in Physics from BITS Pilani, and an MBA from Yale University’s School of Management. He has co-authored the book “Urban Poverty Alleviation in India,” and is a champion for the advocacy of poverty-related and public governance issues.