Antoinette is Chief Compliance Officer at Ripple. Prior to joining Ripple, she served as an independent BSA/AML/OFAC consultant with Promontory Financial Group, LLC. Previously, she served in various strategic BSA roles at HSBC and Union Bank, providing oversight on customer due diligence, transaction monitoring, and risk assessment activities. She is affiliated with the Association of Certified Anti-Money Laundering Specialists, American Bankers Association, ABA International: International Anti-Money Laundering, West Coast Anti-Money Laundering Forum, the AMLAC: Anti-Money Laundering, Audit, and the Compliance and Fraud Forum.